Note: The job is a remote job and is open to candidates in USA. IXOPAY is the enterprise-grade global payment infrastructure platform built for the era of agentic commerce. The Sr. FP&A Analyst will own key financial reporting metrics, lead budgeting processes, and support M&A activities while partnering with various departments to drive financial accountability.

Responsibilities

• Own CARR, ARR, NRR, and GRR reporting — building waterfall analyses that track logo adds, expansions, contractions, and churn at the cohort level
• Partner with Sales and Revenue Operations to ensure bookings-to-revenue translation is accurate and audit-ready
• Deliver monthly recurring revenue commentary and trend analysis to the CFO, ELT, and board
• Maintain and evolve the integrated three-statement financial model (P&L, balance sheet, cash flow) that serves as the single source of truth for budget and forecast
• Lead the annual budgeting process and quarterly reforecasts in partnership with department heads
• Build and maintain long-range plan (LRP) models spanning 3–5 years, incorporating product roadmap assumptions, market penetration scenarios, and PE sponsor return sensitivities
• Develop and maintain debt and leverage models, tracking covenant compliance, liquidity, and capital structure optimization
• Support M&A activity including target screening, valuation modeling (DCF, comparable company, precedent transaction), due diligence support, and post-close integration planning
• Build acquisition scenario models that stress-test purchase price assumptions, synergy cases, and financing structures
• Support equity and debt capital raises with financial projections, lender/investor materials, and sensitivity analyses
• Maintain cap table awareness and model dilutive impact of equity events on ownership and returns
• Own monthly close variance analysis — actual vs. budget, actual vs. prior period — with clear, concise attribution and forward-looking commentary
• Partner with functional leaders across Product, Engineering, Sales, and Operations to explain financial performance and drive accountability
• Identify risks and opportunities in the business trajectory and proactively communicate findings to the CFO
• Build and maintain dashboards tracking payments volume, transaction economics, take rates, processing margins, and platform adoption metrics
• Analyze customer economics including CAC, LTV, payback period, and unit contribution margin by segment, channel, and product line
• Support pricing analysis and commercial deal structuring with data-driven modeling
• Lead the identification and implementation of AI and automation tools (e.g., Claude, Mosaic, Runway, Pigment, or build-your-own via Python/SQL) to reduce manual work and accelerate insight generation
• Champion a modern FP&A tech stack — connecting ERP, CRM, billing, and BI data into a unified analytical layer
• Build automated reporting workflows that allow the finance team to spend more time on analysis and less on data assembly

Skills

• 3+ years of progressive FP&A experience, ideally within SaaS, fintech, or payments businesses
• Deep fluency in SaaS and recurring revenue metrics: ARR, CARR, NRR, churn cohorts, CAC/LTV
• Advanced financial modeling skills — you build from scratch, not just fill in templates
• Demonstrated experience supporting M&A, debt transactions, or other capital events
• Excellent communicator — able to translate complex model outputs into clear narratives for executives and board members
• Strong command of Excel/Google Sheets; comfort with BI tools (Tableau, Looker, Power BI, or equivalent)
• Experience in a PE-backed environment or investment banking / valuation advisory background
• Familiarity with payment economics: interchange, processing margins, volume-based pricing, and platform revenue structures
• Exposure to corporate development or M&A processes, including valuation methodologies (DCF, comps, precedent transactions)
• Working knowledge of tools for data automation and model enhancement
• Experience deploying AI tools in a finance context — whether off-the-shelf FP&A platforms or custom LLM-assisted workflows
• CFA, CPA, MBA, or equivalent technical finance credential is a plus but not required

Benefits

• Meaningful participation in company value creation — because you will help build it
• Comprehensive health, dental, and vision benefits
• Flexible / remote-forward work environment
• Direct access to senior leadership and PE sponsors — the kind of exposure that accelerates careers
• Budget for professional development, tools, and continuing education
• Competitive salary and benefits
• Opportunities for growth and development
• A collaborative and supportive team environment
• Medical, Dental & Vision Insurance
• Flexible Spending Account (FSA) & Health Savings Account (HSA)
• Employer-paid Life, AD&D, STD & LTD Insurance
• Unlimited PTO & Paid Holidays
• 401(k) Plan with Employer Match

Company Overview