At Jack Henry, we're redefining how community banks and credit unions connect with the people they serve. We're looking for a Credit Risk Analyst to help transform the industry and grow with our company that values purpose, collaboration, and excellence.

Requirements

• Executes the onboarding of merchant services applications
• Adheres strictly to KYC, OFAC, and BSA/AML regulatory frameworks and industry mandates
• Monitors and escalates critical risk concerns to senior management
• Engages with standard and complex merchant clients, ISOs, VARs, Referral Banks, and the ODFI
• Manages the client database to optimize workflow efficiency, reporting accuracy, and portfolio analysis
• Mentors and trains Credit Risk Analysts on proprietary risk management systems, internal policies, and evolving regulatory requirements
• Identifies necessary enhancements for risk management systems and serves as a subject matter expert for the validation of proposed technical improvements
• Evaluates the existing merchant portfolio for transaction-level risk, deteriorating financial conditions, or other derogatory indicators
• Reviews and authorizes modifications to merchant accounts
• Collaborates with internal and external auditing bodies to ensure sustained compliance with risk protocols and regulatory standards

Benefits

• Comprehensive benefits
• Generous Paid Time Off
• 401k Matching
• Retirement Plan