Description Position Purpose: Manages and administers a portfolio of commercial loans, ensuring asset quality, compliance, and strong client relationships, working closely with Commercial Loan Officers and Credit Officers. What you’ll do Prepare accurate and timely financial statement spreads Underwrites commercial new loan and line renewals; analyzes financial statements, tax returns, cash flows, and industry data for C&I, CRE, and SBA loans Assist in structuring new credit requests adhering to policy: develops appropriate loan terms, covenants, pricing Conducts an annual evaluation of relationships within portfolio Monitors portfolio delinquency and assists commercial lenders with calling on existing clients for payments up to 30 days past due Responsible for monitoring, creating, and updating required financial reporting Evaluate existing credit relationships and assign/affirm/request the appropriate risk rating based on the assessment of risk concluded through the analysis process Coordinate approval process with Credit department and in Loan officer’s absence present to approval committee Review and edit commitment letters ensuring accuracy between commitment letters and approval Leads at minimum monthly (or as needed) portfolio management meetings with Lenders and lending assistants Stay well-versed in current economic market trends to provide timely and relevant insights. Assume additional responsibilities, as requested

Requirements

Where you’ll shine Bachelor’s degree or equivalent education/work experience Excellent oral and written communication skills Ability to analyze personal and business financial statements and tax returns Demonstrates a comprehensive understanding of accounting principles and financial management Strong working knowledge of Microsoft Office Progressive level of lending experience Other Requirements: Attend seminars/schools required by management Where we shine Offering a full suite of benefits including medical, life, dental, and vision insurance plus generous paid time off Supporting associates and their families; we embrace the importance of caring for oneself and our families Surrounding ourselves with smart, driven, and diverse individuals Valuing diversity, commitment in regard to our daily duties, and the Bank as a whole Supporting local philanthropic, cultural, and artistic initiatives and organizations that our employees value Devoted to the communities in which we serve as we help those who form the creative backbone of our market’s future economy and business value Working Conditions: The individual will be required to be available after normal working hours. Business travel may be necessary to meet with vendors and attend training opportunities. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed under the knowledge/skills section are representative of the knowledge, skill set, and/or ability required. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions EEO M/F/V/D