Note: The job is a remote job and is open to candidates in USA. OnePay is a consumer fintech trusted by millions of Americans to make money better. As a Software Engineer on the Risk team, you will build resilient backend services that power fraud detection, identity verification, and transaction monitoring at scale, while collaborating with product managers and other engineers to design secure systems.

Responsibilities

• Build resilient backend services that power fraud detection, identity verification, and transaction monitoring at scale
• Develop, test, and maintain backend services and APIs that enable real-time risk and fraud prevention
• Partner with product managers, and other engineers to design and deploy systems that protect customer accounts and transactions
• Implement integrations with third-party risk and compliance platforms, ensuring seamless and secure data flows
• Contribute to architectural decisions that balance scale, security, and reliability across sensitive financial systems
• Build clear documentation to support collaboration, transparency, and operational excellence

Skills

• 3+ years of professional experience in backend engineering, ideally within fintech, payments, or external customer facing systems
• Proficiency in building and maintaining APIs, microservices, and distributed systems
• Familiarity with cloud infrastructure (AWS, Kubernetes, or similar) and database technologies
• Drive and proactivity – everyone here is a builder and executor
• Experience working with risk, fraud, or compliance systems is a plus

Benefits

• Stock options
• Health benefits from Day 1
• 401(k) plan with company match
• Remote-friendly (US)
• Flexible time off (FTO)
• Opportunities for growth

Company Overview

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