Note: The job is a remote job and is open to candidates in USA. Form3 is building the technology that powers the future of account-to-account payments, helping banks and financial institutions deliver faster, smarter and more resilient payment experiences. The Senior Product Manager will own products across the full lifecycle, focusing on building and scaling new payment capabilities while ensuring compliance and market success.

Responsibilities

• Define and execute the product strategy and roadmap for your US payment products, delivering measurable customer and commercial outcomes
• Bring new payment capabilities to market, leading products from discovery through launch and ongoing optimisation
• Partner with Engineering and Business Analysis to deliver scalable, high-quality products that meet customer and market needs
• Build strong relationships with banks and financial institutions to uncover customer challenges and translate them into valuable product capabilities
• Enable commercial success by supporting customer engagements, go-to-market initiatives and strategic sales opportunities
• Shape product pricing, positioning and competitive differentiation to maximise market adoption
• Ensure products remain compliant, competitive and aligned with evolving payment scheme and regulatory requirements
• Work collaboratively across Product, Engineering and Commercial teams to deliver exceptional customer experiences and business growth

Skills

• 5+ years' Product Management experience
• Strong knowledge of the US account-to-account payments landscape, in particular Wire, ACH and ideally RTP/FedNow
• Experience building products for banks or financial institutions, either within a bank or a technology provider
• Proven ability to take products from concept through launch and into live operation
• Strong commercial mindset, with experience supporting pricing, go-to-market strategy and customer engagement
• Knowledge of the competitive landscape for payment infrastructure
• Comfortable working closely with Engineering to translate customer needs into scalable products
• Excellent stakeholder management and communication skills, with the ability to influence across technical and commercial teams
• Experience building API-first and cloud-native products
• Has worked in a high-growth startup or scaleup environment

Benefits

• Flexible working patterns
• Part-time opportunities where possible
• Competitive benefits package (varies by location)
• Occasional travel for team and customer meetings, primarily to New York, with occasional travel to the UK

Company Overview