Note: The job is a remote job and is open to candidates in USA. MSI is a leading MGA that specializes in creating tailored insurance solutions. They are seeking a Senior Product Manager to manage product launches and operations within their Personal Lines team, requiring deep expertise in the homeowner’s insurance landscape and collaboration with various internal departments.

Responsibilities

• Manage P&L results within assigned Region, states, and product lines; ensure rate adequacy and appropriate CAT exposure management
• Build and launch new products and work with State departments to unsure approval
• Own and drive the rate and rule revision process end-to-end: confirming scope and timelines, preparing regulatory filings, coordinating with vendors, responding to regulator inquiries, and implementing approved changes
• Conceptualize and bring new initiatives to market in support of growth and profit goals, including new products, coverages, endorsements, and geographies
• Partner with Actuarial and Analytics teams to apply quantitative techniques to assess state-level profitability, uncover opportunities, and make recommendations for improvement
• Review competitor filings, rate algorithms, and underwriting guidelines, along with industry and regulatory developments, to inform product launches and enhancements
• Implement underwriting rules as directed at achieving business goals
• Provide thought leadership to Segment Leaders to help refine go-to-market strategies and product positioning
• Set and maintain clear priorities across competing product initiatives to execution sequencing that reflects business impact
• Provide mentorship and coaching to junior team members to build organizational capability

Skills

• 8+ years of P&C insurance experience, with deep expertise in personal homeowner's product management
• Demonstrated P&L ownership across multiple states and product lines, including ratemaking, underwriting, product design, and regulatory affairs
• Track record of launching new products, coverages, or endorsements, or entering new territories
• Intermediate to advanced proficiency in Microsoft Excel; ability to perform hands-on quantitative analysis
• Familiarity with E&S property products in addition to admitted homeowners
• Experience in the California admitted homeowners' markets
• Experience with SQL, SAS, R, Python, Tableau, or other data query and programming tools
• Master's degree in business, Insurance, or Actuarial Science, or a relevant professional designation

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