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Collateral Risk Analyst

Remote · Finland Full-time

Job Description:

  • Evaluate results of automated quality control reviews of commercial real estate appraisal reports to determine automated model accuracy and to mitigate valuation risks.
  • Employ appraiser-developed, automated review software to: Evaluate reports for logical consistency and completeness Assess whether report’s methodologies, approaches, and conclusions suggest compliance with federal and state regulations, and applicable bank policies.
  • Identify errors, omissions, inconsistencies, and deficiencies.
  • Complete all tasks within established turnaround time standards while maintaining required quality benchmarks.
  • Communicate knowledgably and proficiently with appraisers and other valuation professionals to request corrections, clarifications, or revisions as needed to meet compliance standards.
  • Conduct all workflow activities — including report receipt/delivery and communications— exclusively through the company’s designated web portals and applications.
  • Evaluate vendor performance and provide feedback to support the maintenance of approved appraiser/vendor panel(s).
  • Participate in scheduled staff calls, ongoing professional development, and training activities.
  • Maintain strict confidentiality of all client, bank, and appraisal report information.
  • Maintain strict adherence to company policies and applicable laws, rules and regulations.
  • Perform additional duties as assigned by the Appraisal Operations management team.

Requirements:

  • Required Certified General Real Property Appraiser license in good standing OR 10+ years experience as commercial real estate collateral risk/appraisal underwriter
  • Demonstrated knowledge of commercial real estate appraisal methodology, valuation theory, and applicable valuation approaches (Sales Comparison, Income Capitalization, Cost).
  • Working knowledge of Interagency Appraisal and Evaluation Guidelines, USPAP, FIRREA requirements, and applicable federal and state appraisal regulations.
  • Strong attention to detail with the ability to identify errors, omissions, and logical inconsistencies in complex valuation reports.
  • Ability to manage multiple assignments simultaneously, prioritize effectively, and meet deadlines in a remote work environment.
  • Proficiency with Microsoft Office Suite (e.g., Word, Excel, Outlook, Teams).
  • Proficiency with and/or willingness to learn artificial intelligence tools (Augur, Copilot, Claude, Chat GPT) for daily use.
  • Strong written and verbal communication skills, including the ability to document findings clearly and concisely.
  • Ability to work independently and as a self-starter with minimal supervision.
  • Preferred Bachelor’s degree in finance, economics, accounting, real estate, or a closely related field.
  • Experience evaluating appraisal compliance and/or risk in a bank, AMC, or regulatory environment.
  • Familiarity with commercial mortgage lending operations and bank credit policies.
  • Experience with appraisal management software or web-based review platforms.

Benefits:

  • 3 weeks of PTO
  • 13 company paid holidays
  • paid parental leave
  • flexible work environment
  • Medical, Dental, Vision, Life, Disability, and 401K plans begin the first of the month after 30 days of employment.

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